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Paying our Meralco Bill has never been easier ever since I discovered that I can use the GCash App even when I am a Smart prepaid subscriber. Say Goodbye to long lines and traveling with my toddler when paying our bill.


  1. Log-in to your GCash App. Make sure that you have a sufficient amount to pay your bill. Click ‘Pay Bills’.
GCash App Log In

2. Choose Electric Utilities

GCash App Electric Utilities

3. Find and Click Meralco on the list.

GCash App Meralco Payment

4. Enter the required fields.

GCash App Meralco Required Fields
  • Pay For – Total Current Amount
  • Enter the Meralco Reference Number or scan the bar code on the bottom right and it will automatically populate the Reference Number
  • Enter the amount in Php — make sure that you enter the exact amount including centavos, else, it won’t push through
  • Email is optional but I always put my email address for documentation.

5. Review the details and then click ‘CONFIRM’ and wait for the text confirmation of the successful transaction.

GCash is an authorized partner of Bayad Center. Please note that Meralco Bill payment is free. Also, transactions made after 8 pm will be processed the next day.

And that’s as easy as that! With a few clicks at the comfort of your home, you have now paid your bill. Hassle-free! Don’t have the GCash App yet? You may register using this link:

Do you want to be an investor but don’t have enough money? With GCash Invest Money, you can start by investing as low as P50.00. Yes, just P50.00! Here’s a guide on how to start:

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Investing made easy via GCash Invest Money


Just this month, I downloaded the GCash App and explored their services. I have been using their services for a week now and have not encountered any problems yet. Satisfied so far, enjoying their Cashback promo, rebates, Spin-to-Win game, and fast food freebies when you followed their Promo Mechanics. Among other features of the GCash App is the Invest Money. This allows us to invest as low as P50.00 in their product providers. At the moment, they only have ‘ATRAM Peso Money Market Fund’.

“The objective of the Fund is to maximize income and achieve higher returns compared to regular bank deposits while preserving capital by investing in a portfolio of very liquid, fixed-income instruments and maintaining an average portfolio duration of 1 year or less. – from the Invest Money page of GCash App

Honestly, I didn’t fully understand this statement. haha I have limited knowledge about investments and what just caught my attention is that it will maximize my income, and yes, I know the risks, so this platform is best for me as I start my investing journey. 😊

So, how to invest using GCash Invest Money?

  • You need to have a fully verified GCash Account and a minimum balance of P50.00 in the app.
  • Click the ‘Invest Money’ icon and complete the registration process including the Risk Profile questionnaire which will determine what kind of investor you are. Once done, wait for a text message or an email of approval.
  • Once approved, open your GCash app, go to Invest Money then view investment products.
  • Choose ATRAM Peso Money Market Fund and click Subscribe
  • Enter the amount you would like to invest and that’s it! The standard order processing time is 1-2 business days.

For detailed instructions and more information, please visit